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Michael McLeod
ha I like that one
Flu shots! new formula covid shots! very few people have taken advantage of the latter. I know I posted this before but it's important esp for our age category.
meanwhile i'm a teacher without a classroom: mold a big problem thanks to residual damage from the hurricane... And even though I lucked out and had no damage to my home, i'm bracing myself for a huge hike in my home insurance. And I'm not alone.....
The scale of the destruction from Hurricane Ian threatens to destabilize Florida’s insurance and real estate markets, as devastated residents file a record number of claims for damaged or destroyed homes.
Privately insured losses from Ian are expected to reach $67 billion, not including flood insurance, according to an estimate by RMS, a catastrophe modeling firm. That is in line with other forecasts and puts Ian, which slammed into Florida two weeks ago, close to 2005’s Hurricane Katrina, the most expensive disaster in United States history.
And it’s about twice the toll, in current dollars, of insured losses from Hurricane Andrew in 1992, which had been the most expensive storm ever to hit Florida and bankrupted some underwriters while causing others to flee the state.
Data now makes it clear that Ian is part of a trend: Climate change is making hurricanes and other disasters more destructive and pushing up the cost of home insurance until it’s out of reach for many people. More violent storms, flooding and wildfires in states like Louisiana and California are causing insurers to pull back from those markets.
“You can’t just build in high-risk areas indefinitely, and expect it to be insurable at an affordable rate,” said Zac J. Taylor, a professor at Delft University of Technology in the Netherlands who focuses on the impact of climate change on insurance and real estate, and who grew up in Florida.
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